More Benefits
Enhanced Dental
More dollars for the dental care you need — because every part of you deserves to feel whole.
Enhanced Vision
More money toward the eyeglasses you actually want.
OTC Allowance
Monthly dollars loaded and ready — for the health items you buy anyway.
Massage Therapy
Because sometimes your body just needs a little relief.
Alternative Care
Healing your way — acupuncture, chiropractic, and naturopathy.
Hearing
Complimentary hearing aids — stay connected to every conversation.
Not all plans include these benefits. We'll help you find a plan that checks your boxes.
How Do I Save Money?
Lower Your Monthly Costs
Plan Visa / MC cards that pay for:
- Food*
- Utilities*
- Rent*
- Gas pay-at-the-pump*
- Over-the-counter items
- Additional dental, vision, or hearing
* Requires a qualifying chronic condition ↓↓↓
Top 11 of 60+ Qualifying Conditions include:
- Arthritis
- Chronic Kidney Disease (CKD)
- Depression
- High Blood Pressure / Hypertension
- Osteoporosis (weak bones)
- Heart Conditions
- Asthma
- COPD
- Diabetes
- High Cholesterol
- Severe Obesity (BMI 40+)
Remove Your Monthly Premium
How is $0/month = $2000/month?
The government pays your Medicare insurance company over $2,000/month for you to be on a Medicare Advantage plan — which is why $0 premium plans are very good overall, and the most popular.
💰 Even if you're only paying a $30–$50/month premium, that's $360–$600 saved to your bank account at the end of the year (by changing to a $0 premium plan)!
Lower Your Copays
Chronic condition plans for diabetes & heart problems
- Lowest copays for medical visits
- Lowest copays for drugs related to diabetes & heart
Drug Cost Analysis
⚠ Drug pricing, tiers, & deductibles change every year so your plan may no longer be optimal for your drugs.
- Give us your list and we'll input it into the Drug Calculator to check your savings!
Boost Your Dental & Vision Benefits
Enhanced Dental Coverage
- $0 dental copays instead of "your share" of dental costs
- Larger dental allowances so you don't have out-of-pocket costs
Enhanced vision coverage
- Yearly vision benefits instead of every 2 years
- Larger vision allowances so you don't have out-of-pocket costs
Boost Your Bank Account — Giveback Plans
Your Social Security deduction is $202.90/month to Medicare in 2026 (if you are an average income earner)…
Imagine getting a large chunk of that $202.90 "given back" into your bank account!
Two types of Giveback Plans:
- Plans for folks satisfied with a basic dental & vision allowance
- Veteran plans for folks that get prescription drugs at the VA (and don't need Medicare prescription coverage)